If you own a property, you can make the most of it by using it for a loan. It is possible to hypothecate your property with the lender and get access to funds for personal or business purposes. One of the most common forms of borrowing in the country, the loan against property allows you to leverage the market value of the home to apply for funds. Several lenders in the country offer a low interest loan. However, it is advisable to compare loan against property rate of interest before you make the borrowing decision.