Availing of a loan against property (LAP) to meet personal and business-related financial needs has become quite common. With a LAP, borrowers can raise a significant sum of money at a low-interest rate by pledging their property to the lender. Salaried people, on the other hand, use this financing option to pay for their child's education, wedding expenses, and house renovation. LAP is a secured loan granted against commercial or residential property with a clear ownership title. If you are considering taking this loan, here are some factors to consider.
 

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