It’s not like your credit score, where a late payment or harsh inquiry will follow you for the rest of your life. The USGA golf handicap calculation only takes into account the top 10 scores from the previous 20 rounds. As a result, it’s even another reason to play more. Because there are so many variables in golf, it’s hard for a player to keep track of their development. Different courses, weather, playing hours, and groupings, to name a few variables. Only your golf handicap can tell you if you’re becoming better over time. Handicap is an Index developed for Golfers modified for the difficulty of the course, so no one can complain or make any excuses about the difficulty of the courses. Such flimsy metrics can thus be removed from the equation.

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